Elder Law Attorney

With the overwhelming cost of nursing home care, it’s no surprise that long-term care planning has been a widely discussed topic.  Baron Law LLC helps you think about your healthcare needs and helps you plan for how these needs are paid for.   The average daily cost of long-term care in the Midwest is approximately $135 per-day.   In Ohio, this same care is around $203.00 per-day.  In sum, your long-term care plan must account for $6090.00 per-month.  Baron Law LLC is your Cleveland, Ohio law firm that can help you navigate through the complex web of federal law surrounding Medicaid benefits.  Our firm will help you navigate it successfully in order to ensure you and your spouse receive the very best long-term medical care available.

Cleveland, Ohio attorney

Long-Term Care Planning Lawyer Cleveland

Baron Law LLC helps individuals protect their assets when planning for their long-term care.  At some point you may or may not need the care of others to help you with your daily activities (cooking, cleaning, dressing, bathing, etc.)   If you need that care, the money can only come from one of a few places: (1) out-of-pocket; (2) Medicaid; (3) Long-term care insurance; (4) Veterans Assistance.   Medicaid will pay for you to enter a nursing home but it comes with a great expense.  In order to be eligible for Medicaid you must spend down all your assets first.  So, your home, bank accounts, retirement accounts, etc. must all be extinguished / spent down to less than about $2,000.  Put another way, you must sell your home and all your assets in order to receive government assistance.  In the unfortunate event that you need to go into a nursing home and you want to protect your assets, Baron Law LLC can set up strategies to protect a portion of your estate.

House in Trust with Mortgage

Can I Put My House In A Trust If It Has A Mortgage?

More and more people are becoming ever more concerned with either protecting their assets, maintaining eligibility for Medicaid, or leaving as much as possible to children and future grandkids. As such, more and more people are realizing the remarkable utility of trusts within their estate planning. One’s residence often represents the most significant asset an individual […]

LTC Medicaid Rejected

My LTC Policy Was Rejected By Medicaid, What Now?

Common scenario for Cleveland estate planning attorneys. Estate planning client comes in distraught. They did the smart and sensible thing, they purchased a long-term care insurance policy years ago to help cover the cost of later-in-life medical costs. They recently applied for Medicaid thinking their LTC policy wouldn’t be counted for calculating their Medicaid eligibility. […]

Estate Planning Attorney

Are Your Parents in a Nursing Home? Here Are Ways to Prevent Medicaid Estate Recovery

Medicaid crisis planning has become a hot topic in estate planning. More people need Medicaid to survive the issues and problems of old age but very few actually take the time to address and plan for this all too important need. Contrary to popular belief, Medicaid is not free money. Medicaid is a needs based […]

Daniel A Baron - Estate Planning Lawyer

What is an Irrevocable Trust?

Cleveland, Ohio estate planning lawyer, Daniel A. Baron, offers the following information as to whether or not you should have an Irrevocable Trust as part of your comprehensive estate planning. An Irrevocable Trust, by design cannot be modified in any fashion or terminated without the express written consent of the beneficiary or beneficiaries. Once the […]

Daniel A Baron Estate Planning lawyer

What Is A Revocable Trust?

Cleveland, Ohio estate planning lawyer, Daniel A. Baron, offers the following information as to whether or not you should have a Revocable Trust as part of your comprehensive estate planning. When you decide it is time to do your estate planning, one decision to make is: Do I Need A Trust? If the answer is […]

Estate Planning Attorney - Baron Law

I Need Medicaid, How Can I Keep My Home?

Baron Law LLC, Cleveland, Ohio, offers information for you to reflect upon while you are setting out looking for an estate planning attorney to help protect as much of your assets as you can. For more comprehensive information contact Baron Law Cleveland to draft your comprehensive estate plan to endeavor to keep more of your […]

estate planning attorney

Why Do I Need A Guardianship?

Cleveland, Ohio, Estate Planning and elder law attorney, Daniel A. Baron, offers the following information on creating a Children’s Testamentary Trust for your loved ones. Is it the best option for you when creating your estate plan? Most people understand and realize that they should name a Legal Guardian for their minor children. However, many […]

Veteran Benefits

Long Term Care – What Is Available To Veterans

Cleveland, Ohio estate planning attorney, Daniel A. Baron, offers information on Long Term Care assistance for those who have served in our military and including this as part of your Estate Planning: For those of you who have served in any of our armed forces, Thank You! Because of your bravery and sacrifice, we still […]

Cleveland Elder Care Lawyer

When is a Legal Guardianship Necessary for my Parents?

Cleveland, Ohio estate planning attorney, Daniel A. Baron, offers information on when it becomes necessary to change legal guardianship for your elderly loved one: Legal Guardianship is used when a person is unable to make or make sound decisions about themselves personally or their property. These same persons can likely be or already have been […]

Daniel A. Baron

The Importance of an Elder Law Attorney

Cleveland, Ohio estate planning attorney, Daniel A. Baron, offers information on the importance of having an Elder Law Attorney to help plan for your future: Elder law attorneys are sometimes considered “authorities” as, although they can handle a wide range of other legal issues, they primarily focus on the needs of older adults and also […]

lawyer estate planning cleveland, ohio

Long Term Care – Paying for the Nursing Home

Cleveland, Ohio estate planning attorney, Daniel A. Baron, offers the following information on the paying for Long Term Care and incorporating it into your Estate Planning: There are misconceptions regarding Long Term Care and who is responsible for paying for any care. This information may be used for informational purposes only.  For more information, or […]

cleveland, ohio attorney

When Should You Start Planning For Long Term Care?

Cleveland, Ohio estate planning attorney, Daniel A. Baron, offers information on when you should start planning for Long Term Care and including this as part of your Estate Planning:   When should you start planning for Long Term Care? If you are under 50, the answer is – “there is no time like the present”.  […]

Is Annuity-Based Long-Term Care Right for You?

Annuity-Based Long-Term Care and the Pension Protection Act of 2006 Medicaid and long-term care are unquestionably a hot topic.  Estate planning and Medicaid planning attorneys have long been waiting for an opportunity that would allow those wishing to enroll in Medicaid to shelter all or a portion of their savings – legally!  Cleveland, Ohio estate […]